Home Care in Birmingham AL

Paying for In-Home Care

Charter Home Health works closely with all patients and their families to identify the best options for meeting the cost of home care. Upon the completion of our accreditation, payment options for patients will include:​

Medicare

Many Americans above the age of 65 are eligible for the federal Medicare program. If an individual is homebound, under a physician’s care, and needs medically necessary skilled nursing or therapy services, Medicare may cover all or some of the cost of home care provided by Charter Home Health. The referring physician must authorize and periodically review the patient’s plan of care.

Medicaid

Administered by the states, Medicaid is a joint federal-state medical assistance program for low-income individuals. Medicaid covers individuals who receive federally assisted income maintenance payments, such as Social Security Income and Aid to Families with Dependent Children (AFDC), and individuals who are aging, blind, and/or disabled and who have incomes that are too high to qualify for mandatory coverage but below federal poverty levels. Individuals younger than 21 who meet income and resources requirements for AFDC, yet otherwise are ineligible for AFDC, also qualify.

Private Pay

Charter Home Health, accepts payment directly from patients and/or families in the form of credit card, debit card or by check.

Insurance

Charter Home Health works with a range of commercial payer sources providing coverage for home care. This includes providers of long-term care insurance that covers the cost of in-home assistance, adult day care, assisted living services, or nursing home care. We work with a range of insurance providers to address the home care needs of our patients.​​

Schedule a Consultation

As of March 2018 Charter Home Health is participating in the Long Term Care Group (LTCG) Provider Program. Under this program we can provide care to patients holding long-term care policies with any of the insurers listed below.

Carriers Administered by LTCG:

  • AIG
  • Allianz
  • American Fidelity Group
  • Bankers Life
  • Best Meridian Inc. (BMI)
  • Blue Cross Blue Shield—FL
  • CalPERS
  • Cincinnati Life
  • CNA Individual
  • CNO
  • Colonial Life
  • GILICO
  • GSUAA (Gerber)
  • Life Insurance Southwest
  • Mutual of Omaha
  • National Life Insurance
  • New York Life
  • Pacific Life
  • Prudential
  • RiverSource
  • SHIP/Fuzion
  • Southern Farm Bureau
  • Thrivent
  • UNUM
  • VRS

Providing Quality In-Home Care for Greater Philadelphia

Call (215) 935-6321 or Inquire Online